12 Passive Income Ideas You Can Put to Work in 2023

Earn money doing nothing? Yes, please! If you're looking for passive income ideas to increase your monthly cash flow without devoting a lot of time and energy, you're in the right place. Here, we'll share 12 of the best passive income ideas we've come across. Some of these ideas do require a minimum investment but it will all be worth it when you're bringing in additional income without lifting a finger.

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您可以在2023年提出的12个被动收入想法：

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What Is Passive Income?

Passive income comes from projects or products that make you money with little to no maintenance. Essentially, it's money you earn from assets you control. While passive income ideas might require some effort up front, the beauty of passive income is that the time investment is minimal.

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Types of Passive Income

Generally speaking, there are four types of passive income:

现金流通资产

流流资产需要提前投资，但会随着时间的推移创造收入。这包括投资，房地产，企业贷款和购买现有业务等内容。虽然需要花钱才能开始这些被动收入的想法，但支出可能非常好。

Share or Sell Assets

有了这种被动收入，您可以通过出租或出售已经拥有的物品来赚取额外的钱。这包括被动收入的想法，例如出租物业，成为Airbnb主机，在车库中租用空间，或者出售您将要花在做一些事情的时间（例如玩电子游戏）。

Build Assets

This type of passive income involves creating something that you can sell to others to generate an ongoing income stream. This could mean building an app, writing an eBook, or creating an online course.

逆向被动收入

The fourth type of passive income is "reverse" passive income. With this type of passive income, you're not really earning money but instead are saving money by cutting down on existing expenses. We haven't included any reverse passive income ideas on this list, but it includes things like refinancing your mortgage or student loans or working with your existing lenders, utility providers, and credit cards to reduce your monthly payments.

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How Much Money Can I Earn?

Most passive income ideas aren't get-rich-quick schemes. It takes time to build up steady streams of income. However, depending on how you choose to go about it, you could earn anywhere from an extra hundreds of dollars to an extra hundreds of thousands.

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How Many Passive Income Ideas Do I Need?

随心所欲。如果您有时间和金钱投资于多个收入来源，请继续前进。只要确保您制定一种被动收入策略，以免在一个收入流上花费太多时间来排除其他收入。

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12 Passive Income Ideas

有很多不同的被动收入来源可供选择。这是我们现在喜欢的12个想法。

1.投资

With the proliferation of apps like Robinhood and Acorns, investing has never been easier. From high-dividend stocks to REITs to bonds, investments are a great passive income stream. The stock market doesn’t have to be a scary place. Let's take a closer look at a few different ways you can turn a profit by investing.

Bonds or CDs

债券和CD（存款证书）是开始投资的低风险方式。为了换取低风险，您还将看到低回报。CD和债券利率现在并不高；只要将钱投入到高收益储蓄帐户中（通常，在线储蓄帐户提供更好的价格），您甚至会更好。但是，如果您有兴趣随着时间的推移获得一些额外的钱，那么这些值得研究。

指数资金

Index funds are typically a mix of stocks or bonds for a specific market. They can be liquidated in 1–3 business days but that liquidity comes with a higher risk tradeoff.

Stocks

Stock can either be high- or low-dividend. Stocks typically have a higher return potential but, like most investments, that high return comes with high risk.

Money Market

Money market investment funds are short-term debt securities and are typically pretty stable. They're low risk (and low return) but can also be easily liquidated.

Real Estate Investment

投资in real estate can come in different formats. First, buying a home itself is an investment. But you can also use an app like Fundrise to invest in REITs.

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2. Create and Sell an Online Course

Creating an online courseis a wonderful way to build passive income. You'll need to put in the effort to create the course upfront, but there are severalonline learning platforms可用，使创建和交付课程非常容易。在线课程还提供了将您确立为行业或利基市场的专家或权威的额外好处。

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3.构建应用程序

Building an app is one of our favorite passive income ideas and it's often overlooked. Like creating and selling online courses, building an app requires time and energy up front. After you have your app built, though, you can sell it in an app market forever and ever. You can also create Alexa skills and earn ongoing income from those sales. Building an app or skill requires a bit of technical know-how, but if you've got the skills you should give it a try.

If you want to turn this into aside hustle而不是被动收入的想法，而是尝试雇用自己为企业构建应用程序。市场上有应用程序建设者使它变得非常容易 - 您只需要关注设计即可。

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4. Rent Out Properties

If you have a property that you're not using, from an entire home to unused space to your parking spot—even your tools!—you can earn rental income by renting it out. You can hire a property manager if you have homes you want to rent out to make that a truly passive income without having to deal with tenants yourself. Renting out unused space in your home or garage or renting out your car is a little less passive. Still, it requires a minimal amount of time to manage so we included those ideas here.

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5. Publish eBooks

If you have knowledge or expertise in a specific area, you can generate a decent passive income by writing and publishing an eBook (or creating other digital products) on the topic. Again, this will require an investment of time upfront to write the eBook, but Kindle Direct Publishing makes it really easy to publish, market, and sell your eBook.

What we love about this passive income idea is that it requires no money at all to get started. You simply write your eBook, publish it using a free eBook publishing tool, and set your price. Even if you just charge a dollar or two, if your eBook is helpful, you'll start earning a nice passive income.

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6. Sell Stock Photos

This is one of those passive income ideas that's got a little bit of work to it. But, if you love taking photos and you're going to be doing it already, why not earn some income from it? There arestock image sites您可以用来出售照片和视频，为每次销售提供一些收入。而且，凭借来自较新的智能手机摄像头的高质量照片，您甚至不需要花哨的数码单反相机就可以拍摄出色的照片。

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7. Affiliate Marketing

Affiliate marketingis another great way to earn income without a whole lot of effort. Start by finding a niche that interests you and build a website for it. You'll want to useSEO toolsto find the right keywords that are going to bring traffic to your site. Next, look for affiliate marketing programs to join or check out brands you already love to see if they have an affiliate program. Once you've chosen your niche, set up your website, and have signed up for an会员营销计划, it's time to create content using your affiliate links (so you can earn commissions on sales). While you'll probably want to update your content to keep it accurate, you can pretty much just let things run while you earn extra cash.

博客作者可以轻松地将会员营销从他们的博客中进行，以将侧面的努力转变为被动收入选项。

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8. Peer-to-Peer Lending

Peer-to-peer lending simply means offering money to individuals. While you can do this with friends or family, there are also sites like LendingClub that make it easy to do. You get to help some out with their financial needs and get back your investment plus interest.

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9. Flipping Domain Names

Have you ever had a brilliant idea for a domain name only to find that someone else has it and now wants you to pay thousands of dollars to get it from them? Flipping domain names is an excellent way to earn passive income. If you're a creative type who can come up with great domain names, go ahead and buy them up. Then, list the domain names you have for sale on a domain marketplace and wait for someone to buy them.

快速注意：翻转域名并非没有风险。您很容易最终被绑在不会出售的域名。确保不要将自己稀薄，以至于每年损失大量的钱，以域名更新费用。

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10. Advertise on Your Car

如果你拥有一辆车,开着一点,试着乱发广告tising on your car. Start by finding an advertising agency that does car advertising. They'll likely ask you where you drive and how many miles. If your driving habits are a match for one of their clients, your car will get an advertising wrap. This basically turns your car into a mobile advertising campaign—you just get out a drive as you normally do.

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11. Vending Machines or ATMs

您是否想知道谁拥有自动售货机或自动取款机？可能是你！您可以购买或租用ATM，然后将其放置在您或其他人的位置所拥有的位置（在这种情况下，您需要分享利润）。每次使用ATM并收取费用时，您都会赚取一笔利润。虽然您需要为ATM库存现金，但您可以雇用一家企业或您信任的人为您这样做。

自动售货机是另一个伟大的被动收入idea. Just stock it with goodies that you've purchased in bulk (to lower your costs) and place it in a high-traffic location. Like an ATM, you'll need to share profits with the owner of the location where you want to place your vending machine and outsource restocking.

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12.看电视和电影（或玩电子游戏）

似乎太好了，无法真实，不是，看电影和玩电子游戏而赚钱？像InboxDollars和MyPoint这样的公司将付费您观看特定程序。如果视频游戏更多地是您的事物，您可以播放自己玩的视频游戏，无论如何您都会在平台上玩188滚球地址抽搐or YouTube Gaming, setting yourself up tobecome a gaming influencer.

Passive Income and Taxes

No matter where your income originates, you're going to need to pay taxes on it. You can reduce your tax liability by incorporating yourself as a business and setting up a retirement account to defer taxes on your earned income. We highly recommend reaching out to an accountant who can help you stay on top of your taxes so you're not stuck with a painful surprise come tax time.

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Wrapping Up

建立被动收入流对每个人来说都是一个好主意。无论您在生活中的位置，手头上拥有额外的现金都可以使事情变得容易一些。有了这些被动收入的想法，您将不乏以最小的努力赚钱的机会。对更多被动收入的想法感兴趣吗？查看这些passive income apps!