谁不喜欢钱f的想法呢or nothing? With these passive income apps, you'll be able to earn some extra cash with as little effort as possible. While some of the passive income apps on our list require investments, some don't. You'll be able to choose the right option for you! But before we dive into our list of passive income apps, let's get on the same page about what passive income really is and how these apps work.
21被动收入应用程序您可以通过（旁边）一无所有来赚钱：
什么是被动收入？
There are generally two types of income: active and passive. Active income covers money you earn directly from the work you perform. So, your traditional job would be active income. The money you earn from金博宝188备用网址也是积极收入。
另一方面，被动收入是您拥有或控制的资产所赚取的金钱，但实际上并未付出努力。这可能是类似产品的销售，租金收入，会员营销earnings, or investment returns. The term sometimes includes anything you do that's really easy to do, like watching ads, playing games, or taking surveys. We don't generally consider those types of things as "passive" because you're still spending your time on them.
However, we do include apps that will help you earn extra cash from activities you already do. The difference, to us, is that you're not spending额外的做这些活动的时间 - 无论如何您都会做。
被动收入应用程序如何工作？
Passive income is generally aside hustle您设置了，不必再担心。这些应用程序通常为您完成工作，并且在基于投资的被动收入应用程序的情况下，您可以根据需要参与其中。大多数应用程序将获得其产生的一部分收入。
The safety of passive income apps depends on several different factors. Fortunately, most apps take the required precautions against things like fraud and data breaches so you can keep your information safe and your earnings protected.
21 Passive Income Apps to Try
被动收入应用程序是赚取额外钱的好方法 - 现在或以后！这是一个很好的被动收入应用程序清单，可提供投资机会，背景应用程序和租金收入的混合。
1.Fundrise
Fundrise lets users invest in real estate projects. Beyond the initial setup, there's nothing else for you to do. There is an initial investment minimum of $1,000 and you'll end up paying fees (but they're pretty low). Most investment opportunities are long-term options and Fundrise is no different. They recommend sitting on your investments for about five years but there's also an option to earn dividends each quarter. You can either take those dividends as income or reinvest them automatically.
2.M1金融
M1金融is a passive income app that lets you build your own investment portfolio including exchange-traded funds and stocks. It also lets you buy fractional shares so you can invest in the bigger-name stocks without the need to spend a ton of money on a share. It has more than 80 investment portfolios to choose from along with tons of automation tools.
3.民众
民众is another stock investment app that lets you connect with other investors (similar to社交媒体). There are themed bundles that let you invest in a group of companies that are similar (environmentally-minded companies or women-owned businesses, for example). Like M1 Finance, Public gives you the option to buy fractional shares to give you the buying power to snag investments in larger companies.
4.罗宾汉
Robinhood是一个易于使用的投资应用程序，使没有投资经验的普通人可以轻松建立投资组合。另外，没有最低帐户，您可以免费从基本帐户开始。这个被动收入应用程序使投资ETF，股票和加密货币变得容易。
5.InboxDollars
InboxDollarsis a passive income app that offers cashback on the activities you're probably going to do anyway like shopping, watching television, and searching the web. They offer a $5 signup bonus and if you want to put some time in, you can earn money through taking online surveys on the app, too.
6.Dosh
DOSH是另一个被动收入应用程序，可为用户提供现金购物。该应用程序有1000多家餐馆和商店参与其中，您可以链接信用卡，因此每当您进行合格购买时，您都不会错过赚钱。当您兑现时，这笔钱将直接存入您的银行帐户，或者您可以选择通过PayPal获得付款。
7.橡子
橡子is another investment app that uses something called micro-investments or micro-savings. With Acorns, users can automatically round up purchases made using their connected accounts to the nearest dollar and invest the extra money. The investments are done by a robo-advisor and you can even get bonus investments by making purchases through any of more than 350 participating vendors.
8.邻居
邻居is a peer-to-peer storage platform that lets you rent out any space you might not be using to your neighbors to use as storage. Neighbor offers a $1 million host guarantee and $25,000 renter guarantee as well as secure, automatic payments. The app's users are also verified for additional safety.
9.Stash
Yes, here's another investment app. What can we say, investments make for great passive income. Stash is user-friendly and offers excellent educational tools if you're unfamiliar with investing. There's a monthly subscription fee between $1–$9, depending on the plan you choose. Stash has no account minimums and offers a wide range of stocks and ETFs.
10。S'Mores Lockscreen App
S'Mores Lockscreen App is pretty much the definition of a passive income app. You download the app and give it the authority to display ads and other content on your phone's lock screen. That's literally it. You don't have to view ads or swipe a specific number of times. Just let the app run and you'll earn rewards in the form of gift cards.
11.Seated
If you do a lot of dining out, there's no reason not to get started on Seated. This passive income app lets users earn gift cards just for making restaurant reservations through the app. You can get as much as 30% cashback just for using the app. Just choose from the more than 1,500 bars and restaurants on the app, make your reservation (or use the walk-in feature), snap a pic of your receipt, and earn cash that you can use on some pretty awesome brands like Amazon, Sephora, Delta, Uber, Airbnb, and more. If you're already afood influencer, this is an excellent app to download.
12.Outdoorsy
Unless you live in your RV full-time, it probably sits empty and unused a lot of the time. Why not rent it out and let it earn some money for you? With Outdoorsy, you can list your RV for free and keep 80% of your reservation costs. Once you sign up, you can list your RV using high-quality images, set your rate, and add a calendar for when the RV is available. Outdoorsy runs DMV checks on potential renters and offers $1 million in insurance for both your and renters. You'll receive payment within 24 hours of a completed reservation. When setting your price, don't forget to take into consideration the upkeep of your RV.
13.值得纽带
Worthy Bonds是一个投资应用程序，其年收益率为5％。所有债券出售收益都是对小型企业贷款，公共和私人投资以及房地产的投资。您可以随时随地兑换债券并控制投资金额，同时通过贷款帮助小型业务。随着投资的增长，您可以收回初始投资以及5％的利息。投资期权开始低至10美元，没有任何费用。
14.Turo
有不多使用的汽车吗？与Turo注册！您可以免费在网站上列出您的汽车，并无需每月费用即可使用该应用程序。Turo允许您列出少于12岁且价值高达150,000美元的汽车（无法拉利）。您最多可以获得75万美元的责任保险范围，具体取决于您选择的保护计划，可以从总旅行价格的65％–85％赚取。每次旅行后三天内，您的收入将直接存入您的银行帐户。
15.Ally Invest
Ally Invest是一家多元化的投资经纪人，可以轻松开始投资。您可以选择拥有专业管理的资金（或仅仅是一部分），并利用Ally Invest Invest现金增强的托管投资组合（Ally Invest的Robo-Advisor）。Ally Invest提供0％的咨询费，最低1,000美元的投资，自动重新平衡等等。您需要做的就是告诉Ally投资您要如何多样化，他们为您处理其余的。
16.LendingClub
LendingClubis one of the largest peer-to-peer lending platforms. With this passive income app, you invest in notes, small pieces of loans. Each note costs $25 and LendingClub requires a minimum investment of $1,000, allowing you to diversify across 40 notes. Most states require investors to meet minimum income and net worth requirements before investing in LendingClub, but if you meet those thresholds, you can earn higher returns than you otherwise would with bank investments.
17.Airbnb
You've probably heard of Airbnb. It's a passive income app that makes it ridiculously easy to rent out your home (or just a room) to travelers. You'll get top earnings if your home is in a large city, popular tourist destination, or an out of the way natural environment that offers privacy and seclusion. Airbnb offers $1 million in damage protection to renters.
18.Zillow租赁经理
With Zillow Rental Manager, you can manage your rental property efficiently. When you add your rental to Zillow Rental Manager, your listing will appear on Zillow, Trulia, and HotPads. While this isn't strictly a passive income app, it makes it so easy to screen tenants, run background and credit checks, and even have your rental payments directly deposited into your bank account.
19.Landlordy
Again, this isn't strictly a passive income app, but instead provides a mobile companion for private landlords that make it easy to manage expenses so you can get the more return on your rental property. The app also provides a digital organization hub where you can track communication with renters and store important documents.
20。Amuse
Amuse is pretty amazing if you're an unsigned artist looking to earn passive income from the content you've already created. Amuse is a mobile record company with a business model that lets musicians distribute their music on digital platforms. We love this app because it turns the music industry on its head and gives unknown or lesser-known artists the opportunity to get paid for their passion.Music influencerscan also find up-and-coming artists to work with.
21。Udemy
If youcreate online courses, Udemy is a great platform to use to sell them. Udemy also helps you market your course to interested users. There are otheronline learning platformsout there, but if you want an easy way to create, launch, andmarket your online courses，Udemy是周围最受欢迎的教育平台之一。188滚球地址
包起来
无论您的利益或承诺水平如何，都有被动收入应用程序可以在短期或长期内产生额外的收入。为了收益潜力，您无法击败我们在此列表中包含的投资应用程序，但是即使您没有一千美元可以投资，您仍然可以在我们的列表中使用其他被动收入应用程序来产生一些一次性收入。
Looking for a way to replace your traditional job? Check out these方面的想法to start your own business or findgig economy jobsthat will bring in a decent income.
